Since 1978, we have been providing clients in Ottawa, Westboro, Gatineau and surrounding areas with sound, professional and unbiased financial advice. Our philosophy has remained unchanged through the years and that is to make what can be a complex process, straightforward and easy to understand.
We partner with numerous investment management and insurance firms to ensure that our clients benefit from the best available products and services. We challenge the methods in which traditional and non-traditional banks and other financial firms provide services to meet the needs of their clients.
Carl, our Senior Advisor has over 40 years in the industry. Each team member has unique skills that together provide a strong foundation for our portfolio process and client service. Our agility as a small, highly focused team benefits all our clients.
As Certified Financial Planner professionals, we specialize in building wealth through investing as well as retirement and estate planning.
We are independent and impartial advisors and have a fiduciary responsibility to put our client’s needs first. We do not have any allegiance to any mutual fund company, insurance company or any other entity.
Value of Financial Advisors
Independent research and academic studies confirm the higher levels of wealth achieved by those who use advisors on an ongoing basis. These investors have better savings habits and are more confident in their ability to meet their retirement income needs.
Advice for Millennials
Research* indicates that nearly three quarters of Millennials are saving for retirement and they started earlier than previous generations. The same studies show that while Millennials are saving well, many are not investing and this is where we can help.
Financial Advisor CLU, CH.F.C., CFP, C.H.F.S.
SPECIALTIES: Financial, Retirement, Estate and Tax Planning. Mutual Funds, Insurance Products, RRSPs, RRIFs and Annuities. Mr. Eppstadt has been providing independent financial strategies in the Ottawa area since 1978. He is the president of Future Financial Planning Group. He is a Chartered Life Underwriter (CLU), a Chartered Financial Consultant (CH.F.C.), a Certified Financial Planner (CFP) and a Certified Hedge Fund Specialist (C.H.F.S.). Mr. Eppstadt is able to offer mutual funds through one of Canada’s largest, independent mutual fund dealers, Worldsource Financial Management Inc. Mr. Eppstadt has been an advisor with Worldsource since their inception and has been a Worldsource ‘Top Performer’ for over 20 years – a recognition given to less than one percent of all Worldsource advisors. In addition to mutual funds, Mr. Eppstadt holds a Life Insurance License which allows him to advise on and sell Annuities, Life, Accident & Sickness, Disability, Critical Illness and Long Term Care Insurance through term/mart Insurance Agency Inc. One of Carl’s passions is golf and he is a long standing member at the prestigious Rivermead Golf Club. Carl also enjoys renovating projects in the summer and downhill skiing at Mont Ste. Marie in the winter.
Financial Advisor CFP, CIM, FDS
In January 2010, Julie joined Future Financial after 10 years in the broker channel with RBC Dominion Securities. Julie holds the Certified Financial Planner (CFP), Chartered Investment Manager (CIM®) and Financial Divorce Specialist (FDS) designations and offers mutual funds through Worldsource Financial Management Inc. Clients know Julie to be driven to excel, committed to providing high-level service and passionate about detail in execution. Julie is committed to expanding her financial planning skill set through professional development courses, which enhances the service she provides to her clients. Julie received the Financial Divorce Specialist designation in the fall of 2013. In April 2014, Julie received her Life Insurance Licence. Julie is the Treasurer on the Board of Directors of the Civic Hospital Neighbourhood Association and is very active in her community.