Financial, Retirement, Estate and Tax Planners
Whether your financial situation is complex or not, we can offer solutions to simplify your investments, lower your taxes and increase your income. Our clients include individuals, families, corporations, trusts, group plans, individual pension plans and non-profit organizations. We strive to be different and strongly believe that traditional banks and less traditional robo-advisors are leaving Canadian investors ill-advised and as the industry makes it harder to access qualified and experienced financial professionals, this advice gap will continue to grow. Unlike most other financial firms, we have not adopted the latest trend to provide only “Fee-Based” accounts. In fact, the majority of our accounts are not fee based. We believe in doing what’s best for you and while it may benefit some clients to pay for advice and transactions upfront as a percentage of assets under management, other clients would rather have portfolio management costs bundled and report portfolio returns net of costs. Regardless of your preferred way of doing business, we will always do what is right for you. Our Mission:
- To provide the highest quality financial, estate, tax and retirement strategies possible.
- To increase retirement income by maximizing investment returns while minimizing risk and taxes.
- To increase estate values by minimizing tax, legal and probate fees.
- To expose clients to the best tax advantaged products the industry has to offer and at the lowest cost.
Financial Advisor CLU, CH.F.C., CFP, C.H.F.S.
SPECIALTIES: Financial, Retirement, Estate and Tax Planning. Mutual Funds, Insurance Products, RRSPs, RRIFs and Annuities. Mr. Eppstadt has been providing independent financial strategies in the Ottawa area since 1978. He is the president of Future Financial Planning Group. He is a Chartered Life Underwriter (CLU), a Chartered Financial Consultant (CH.F.C.), a Certified Financial Planner (CFP) and a Certified Hedge Fund Specialist (C.H.F.S.). Mr. Eppstadt is able to offer mutual funds through one of Canada’s largest, independent mutual fund dealers, Worldsource Financial Management Inc. Mr. Eppstadt has been an advisor with Worldsource since their inception and has been a Worldsource ‘Top Performer’ for over 20 years – a recognition given to less than one percent of all Worldsource advisors. In addition to mutual funds, Mr. Eppstadt holds a Life Insurance License which allows him to advise on and sell Annuities, Life, Accident & Sickness, Disability, Critical Illness and Long Term Care Insurance through term/mart Insurance Agency Inc. One of Carl’s passions is golf and he is a long standing member at the prestigious Rivermead Golf Club. Carl also enjoys renovating projects in the summer and downhill skiing at Mont Ste. Marie in the winter.
Financial Advisor CFP, CIMIn January 2010, Julie joined Future Financial after 10 years in the broker channel with RBC Dominion Securities. Julie holds the Certified Financial Planner (CFP) and Chartered Investment Manager (CIM®) designations and offers mutual and hedge funds through Worldsource Financial Management Inc. Clients know Julie to be a keen listener, committed to providing high-level service and passionate about detail in execution. Details matter to Julie and she spends the time needed to get to know each and every client to truly understand their goals. Julie is committed to expanding her financial planning skill set through professional development courses, which enhances the value she provides to her clients. Julie received the Financial Divorce Specialist designation in the fall of 2013. In April 2014, Julie received her Life Insurance Licence. Since 2012, Julie has been the Treasurer on the Board of Directors of the Civic Hospital Neighbourhood Association. More recently Julie has become very involved with her son’s minor hockey team and is most definitely a hockey mom!